Wholesale Fee Calculator
Compute the maximum offer that leaves your assignment fee intact and your buyer's spread workable.
Inputs
Edit any field — results recompute instantly.
What gross margin the end buyer needs. 20% is common for flippers; landlord/BRRRR buyers often accept less.
What you want to make on the assignment. Common range: $5,000-$25,000.
Buyer's acquisition closing + carry + disposition closing (typically 8-12% of ARV).
Results
Computed live from your inputs.
The highest price you can offer the seller and still preserve your assignment fee plus the buyer's required margin.
What this calculator does
When wholesaling, your MAO is not the flipper's MAO. You need to deduct your own assignment fee from the price you offer the seller — otherwise the buyer's economics break at closing. This calculator computes wholesaler MAO from ARV, rehab, buyer's profit target, and your assignment fee.
How to compute wholesaler MAO
- Start with ARV and subtract the buyer's target gross margin (typically 20% of ARV).
- That leaves the buyer's maximum all-in cost.
- Subtract the buyer's rehab budget and closing + carry costs to get the buyer's max purchase price.
- Subtract your assignment fee — what's left is your MAO to the seller.
- Verify the assignment fee is less than 10% of the buyer's purchase price (usually unproblematic for repeat buyers).
Terms worth knowing.
An assignment fee is the amount a wholesaler is paid for assigning the rights of a real estate purchase contract to an end buyer. Typical fees in 2026 range from $5,000 to $25,000 on single-family deals, depending on the spread and the market.
Maximum Allowable Offer (MAO) is the highest price a wholesaler or flipper can pay for a property and still hit their required profit margin. Derived from the 70% rule: MAO = (ARV × 0.70) − repair costs − assignment fee.
Wholesaling is the real-estate strategy of putting a distressed property under purchase contract and assigning that contract to a cash buyer for a fee. The wholesaler never owns the property — they're paid for connecting motivated sellers to investor buyers.
After Repair Value (ARV) is the projected market value of a property after all planned renovations are complete, based on recently-sold comparable properties in similar condition within a half-mile radius. It is the single most important number in any flip or BRRRR underwrite.
The 70% rule is a flipper's underwriting heuristic: total all-in cost (purchase + rehab + carry + closing) should not exceed 70% of the property's After Repair Value. The remaining 30% covers profit, slippage, and the cost of being wrong.
More REI math tools.
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